These Terms of Use are entered into between you (hereinafter referred to as ‘you’ or ‘your’) and vtbcommunity.org or vtbdex.com operators (‘we’ or ‘us’). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these ‘Terms of Use’), govern your access to and use of vtbcommunity.org and of vtbdex.com, including any content, functionality, and services offered on or through vtbcommunity.org and vtbdex.com (together, the ‘Website(s)’).

Please read the Terms of Use carefully before you start to use the Website(s). By using the Website(s), you accept and agree to be bound and abide by these Terms of Use in addition to The VTBCommunity Privacy Policy. If you do not agree to these Terms of Use or the Privacy Policy, you must not access or use the Website(s).

Who May Use the Website(s)?

The Website(s) are available to users who are 18 years of age or older. By using the Website(s), you represent and warrant that you:

  1. are 18 years of age or older,
  2. are not barred from using the Website(s) under any applicable law, and
  3. are using the Website(s) only for your personal use.

If you do not meet these requirements, you must not access or use the Website(s).

Terms of Use Changes

We may revise and update these Terms of Use from time to time at our sole discretion. All changes are effective immediately when posted. Your continued use of the Website(s) following the posting of the revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently, so you are aware of any changes, as they are binding on you. If you do not agree to the Terms of Use changes, you must not access or use the Website(s).

Information About You and Your Visits to the Website(s)

All information we collect on the Website(s) is subject to our Privacy Policy. By using the Website(s), you consent to all actions taken by us concerning your information in compliance with the Privacy Policy.

Website Access and Account Security

We reserve the right to withdraw or amend the Website(s) and any service or material we provide on the Website(s), at our sole discretion, and without notice. We do not guarantee that the Website(s) or any content on the Website(s), will always be available or not be interrupted. We will not be liable if for any reason all or any part of the Website(s) is unavailable at any time or for any period. From time to time, we may restrict access to some or all parts of the Website(s).

You are responsible for making the necessary arrangements to access the Website(s) and to ensure that all persons accessing the Website(s) through your internet connection are aware of and comply with the Terms of Use.

To access the Website(s) or some of the resources it offers, you may be asked to provide certain registration details or other information. All the information you provide on the Website(s) must be correct, current, and complete. You agree that all information you provide to register to use the Website(s) or otherwise, including, but not limited to, using any interactive features on the Website(s), is governed by our Privacy Policy, and you consent to all actions we take concerning your information consistent with our Privacy Policy.

You should use particular caution when inputting personal information onto the Website(s) on a public or shared computer so that others cannot view or record your personal information.

Website Changes

We may update the content on the Website(s) from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website(s) may be out of date at any given time, and we are under no obligation to update such material.

Reliance on Information Posted

The information presented on or through the Website(s) is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website(s) or by anyone who may be informed of any of its contents.

The Website(s) may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by us, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect our opinion. We are not responsible or liable to you or any third party for the content or accuracy of any materials provided by any third parties.

Links from the Website(s)

If the Website(s) contain links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to the Website(s), you do so entirely at your own risk and subject to the terms and conditions of use for such website. We reserve the right to withdraw linking permission without notice.

Prohibited Uses

You may use the Website(s) only for lawful purposes and in accordance with these Terms of Use.

You agree not to use the Website(s):

  • In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
  • To send, knowingly receive, upload, download, use, or re-use any material which does not comply with these Terms of Use.
  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any ‘junk mail’, ‘chain letter’ or ‘spam’, or any other similar solicitation.
  • To impersonate or attempt to impersonate us, an employee, a contractor, another user, or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).
  • To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website(s), or which, as determined by us, may harm us or users of the Website(s) or expose them to liability.

Additionally, you agree not to:

  • Use the Website(s) in any manner that could disable, overburden, damage, or impair the site, or interfere with any other party’s use of the Website(s), including their ability to engage in real time activities through the Website(s).
  • Use any robot, spider, or other automatic devices, process, or means to access the Website(s) for any purpose, including monitoring or copying any of the material on the Website(s).
  • Use any manual process to monitor or copy any of the material on the Website(s) or for any other unauthorized purpose without our prior written consent.
  • Use any device, software, or routine that interferes with the proper working of the Website(s).
  • Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website(s), the server on which the Website(s) are stored, or any server, computer, or database connected to the Website(s).
  • Attack the Website(s) via a denial-of-service attack or a distributed denial-of-service attack.
  • Otherwise, attempt to interfere with the proper working of the Website(s).

Intellectual Property

The Website(s) and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection, and arrangement thereof), are owned by us, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Unless otherwise marked: (a) all material, data, and information on the Website(s), such as data files, text, music, audio files or other sounds, photographs, videos, or other images, but excluding any software or computer code (collectively, the “Non-Code Content”) is licensed under the Creative Commons Attribution 4.0 International License; and (b) all software or computer code (collectively, the “Code Content”) is licensed under the MIT License.


The VTBCommunity name, the VTBDex, the foundation logo, and all related names, logos, product and service names, designs, and slogans are our trademarks or those of our affiliates or licensors. You must not use such marks without prior written permission from us. All other names, logos, product and service names, designs, and slogans on this Website(s) are the trademarks of their respective owners.

Linking to the Website(s)

You may link to our homepage, provided you do so fairly and legally and do not damage our reputation or take advantage of it. However, you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent.

Online Purchases and Other Terms and Conditions Additional terms and conditions may also apply to specific portions, services, or features of the Website(s), including the registration and sponsorship for conference events. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Use. In the event of terms that are directly conflicting between these Terms of Use and terms of conditions for the registration or sponsorship of a conference event, the terms and conditions for the event shall prevail.

Geographic Restrictions

The owner of the Website(s) is based in Gibraltar. We make no claims that the Website(s) or any of its content is accessible or appropriate outside of Gibraltar. Access to the Website(s) may not be legal by certain persons or in certain countries. If you access the Website(s) from outside Gibraltar, you do so on your initiative and are responsible for compliance with local laws.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website(s) will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output and for maintaining a means external to our site for any reconstruction of any lost data.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Website(s) or any services or items obtained through the Website(s) or to your downloading of any material posted on it, or on any website linked to it. Your use of the Website(s), its content, and any services or items obtained through the website are at your own risk. The Website(s), its content, and any services or items obtained through the Website(s) are provided on an ‘as is’ and ‘as available’ basis, without any warranties of any kind, either express or implied. Neither we nor any person associated with the project makes any warranty or representation concering the completeness, security, reliability, quality, accuracy, or availability of the Website(s). Without limiting the foregoing, neither the project nor anyone associated with the project represents or warrants that the Website(s), its content, or any services or items obtained through the Website(s) will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that our site or the server that makes it available are free of viruses or other harmful components, or that the Website(s) or any services or items obtained through the Website(s) will otherwise meet your needs or expectations.

We hereby disclaim all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for a particular purpose.

Some jurisdictions do not allow the exclusion of warranties or limitations on the duration of implied warranties, so the above disclaimer may not apply to you in their entireties, but will apply to the maximum extent permitted by applicable law.

The owner of the Website(s) is based in Gibraltar. We make no claims that the Website(s) or any of its content is accessible or appropriate outside of Gibraltar. Access to the Website(s) may not be legal by certain persons or in certain countries. If you access the Website(s) from outside Gibraltar, you do so on your own initiative and are responsible for compliance with local laws.

All content on the Website(s) is for informational purposes of a general nature only and does not address any circumstances of any individual or entity.

Do not construe any such information or material as legal, tax, investment, financial, professional, or other advice. Content on our Website(s) does not represent or constitute any solicitation, inducement, recommendation, endorsement, or offer by the VTBCommunity, the VTBDex, or any third-party service provider to buy or sell any financial instruments.

Nothing here constitutes professional and/or financial advice, nor does any information found on these Website(s) include a comprehensive or complete statement of the matters discussed. Any information, materials, opinions, and/or data set out herein is subject to change at any time without notice. As such, you must place no reliance on fairness, accuracy, completeness, or correctness of any information and materials contained on the Website(s).

You alone assume the sole responsibility of evaluating all merits and risks that are or may be associated with any use of any information or material on the site or coming to any conclusion based on the information and content found on the document. In exchange for using our services, you agree not to hold the VTBCommunity Foundation, the VTBDex, its affiliates, or any third-party service provider(s) liable for any claim for damages arising from any decisions you may or had made based on the available information or content to you on here. In any event, the VTBCommunity and/or its employees, advisors, and representatives are not liable for any loss or damage whatsoever arising or incurred from any use or reliance of these Website(s), their contents, or otherwise arising in connection with.

There are risks associated with investing in crypto. Investing in stocks, bonds, exchange-traded funds, mutual funds, and money market funds involves the risk of loss. In addition, loss of principal is possible. Due diligence is the responsibility of each user.

Our Website(s) and services are governed entirely by the Terms & Conditions of the VTBCommunity Foundation. All of the information provided is based on the assumptions, formulations, and operative protocols of the VTB Blockchain and the VTBDex created by the VTBCommunity Foundation, which you can find in the VTBCommunity White Paper.

Limitation on Liability

In no event will we, our affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Website(s), a website linked to it, any content on the Website(s) or such other website or any services or items obtained through the Website(s) or such other website, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business, or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable. The foregoing does not affect any liability which cannot be excluded or limited under applicable law which may include fraud.


You agree to defend, indemnify, and hold us harmless, our affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assign from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website(s), including, but not limited to, any use of the Website(s)’ content, services, and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website(s).

Governing Law and Jurisdiction

All matters relating to the Website(s) and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the internal laws of Gibraltar without giving effect to any choice or conflict of law provision or rule (whether of Gibraltar or any other jurisdiction).

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website(s) shall be instituted exclusively in Gibraltar, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Waiver and Severability

No waiver by us of any term or condition outlined in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure on our part to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

VTBDex Financial Risk Warning

The VTBCommunity Foundation is the author, owner, and administrator of the VTBDex.com interface that facilitates third-party cryptocurrency exchanges. VTBDex.com is not a cryptocurrency exchange platform, but rather an interface for conducting digital assets exchanges through third-party service providers and exchange platforms such as Polkadot. The VTBCommunity Foundation does not sell digital assets directly to its users in any way or form and does not take profits from the trading activities taking place through its interface.

As described in the VTBCommunity White Paper, the Foundation is the sole custodian of the total VTB token reserve, but it does not own it. The distribution and usage of the tokens in the reserve are fully hard-coded into the VTB smart contract itself. The VTBCommunity Foundation is a non-custodian operator and does NOT hold or have any control over the tokens owned by the users, nor of the private keys to the users’ wallets. Every user is fully responsible for safeguarding their tokens and private keys to their wallets. Therefore, the VTBCommunity Foundation is unable to provide support to users for mismanagement or maladministration of cryptocurrency wallets and their token portfolios.

Investing inherently involves risks, do so at your own risk.

This VTBDex Financial Risk Warning illustrates potential risks that you may face while using VTBDex.com and all of its associated services, and aims to help you evaluate and determine your own capabilities. Please make sure that you carefully read and fully understand the terms, articles, and/or conditions of this VTBDex Financial Risk Warning.

By continuing to use VTBDex.com you hereby acknowledge that you have accepted the risks disclosed under this VTBDex Financial Risk Warning. The VTBCommunity Foundation reserves the right to modify any of the terms of this VTBDex Financial Risk Warning without prior notice. If any of the terms hereunder are unacceptable to you, you should not use VTBDex.com. Cryptocurrency trading is high-risk and speculative, it is important that you understand the risks before you start trading.

The risks of investing with VTBDex.com include, but are not limited to, the following:

1. Price risks:

Prices can and do fluctuate on any given day. This is especially true for cryptocurrency trading – unexpected changes in market sentiment can lead to sharp and sudden movements in price. It is not uncommon for the value of cryptocurrencies to quickly drop by hundreds, if not thousands of dollars. Although the VTBC token does not drop in value, the project’s unique breakpoint would be triggered by a sudden, complete, and irremediable stop of the purchasing demand, as stated in the VTBCommunity White Paper.

2. Regulatory risks:

Cryptocurrency transactions may face policy regulatory risks in certain jurisdictions and may be suspended or prohibited at any time. Therefore, we advise you to make a careful judgment before trading and take the time to understand the policy regulations of your trading region and evaluate the economic risk of losing the entire investment.

3. Tax risks:

Cryptocurrency trading may be subject to taxation. You are solely responsible for withholding, collecting, reporting, paying, settling and/or remitting any and all taxes to the appropriate tax authorities in any such jurisdiction(s) in which you may be liable to pay tax. VTBDex shall not be responsible for withholding, collecting, reporting, paying, settling and/or remitting any taxes (including, but not limited to, income, capital gains, sales, value-added, or similar tax) which may arise from your participation in the cryptocurrency trading.

4. Region limitation risks:

VTBDex cannot and does not provide services to countries or territories where cryptocurrency trading activities are specially licensed, accredited, or regulated in other ways. You shall check the applicable laws in your region and be fully responsible for any negative impact that may arise from your resident country’s regulations. If you are travelling to any such country, you acknowledge that our services may be unavailable and/or blocked.

Our Services are not offered to persons who are citizens of, incorporated in, have their registered office in, or reside in any Restricted Territory as defined below. To the extent such persons use the Services irrespective of the foregoing, they will be deemed to be subject to the Terms of the VTBCommunity Foundation.

By using the Services, you represent that your actions are not in violation of any applicable export control restrictions. Without limiting the foregoing, you may not use the Services if:

a) You are a resident, national, or agent of a jurisdiction where the Services offered by VTBDex are restricted;

b) you are a member of any sanctions list or equivalent maintained by the United States government, the United Kingdom government, or by the European Union (“Restricted Persons”) or;

c) you intend to transact with any Restricted Territories or Restricted Persons.

5. Risks of change or termination of service:

The VTBCommunity Foundation may decide to amend the intended functionality of the VTBDex in order to ensure compliance with any legal or regulatory requirements to which the VTBCommunity Foundation is subject. We shall publish a notice on our Website(s) of any changes or modifications to the functionality and it is your responsibility to regularly check our Website(s) for any such notices. We reserve the right to decide whether or not to change the functionality of the Website(s).

6. Risks of cryptocurrency contract trading:

Risks of cryptocurrency derivative contract trading: trading derivative contracts poses additional risks not found with traditional currencies. Cryptocurrencies are associated with substantial price movements, higher market volatility, and more charges or fees. These factors can lead to increased gapping or slippage costs.

Contract trading often employs leverage, which increases exposure to both profits and losses. If the market moves in a direction that opposes your position, you will experience a rapid and significant loss. It is your responsibility to set a stop loss instruction to mitigate your exposure and to avoid forced liquidations. In the case of a liquidation, you will bear all the losses. Please note that once an order is submitted and filed by our trading platform, it is final and irrevocable. You must accept all risks and consequences of your trades.

7. Risk of Third-Party Services:

Some Services on VTBDex (“Third-Party Services”) may be provided by relevant third-party service providers; and unless otherwise provided herein, all Services relating to fiat currency/Digital Assets exchange are provided by relevant third-party service providers. By using any of the Third-Party Services, you agree that you have read, understood, and accepted all of the terms and conditions provided by those service providers.

The third-party services are provided by third-party service providers. All tokenizations of fiat currency or redemptions of digital assets must be made directly between you and those service providers and are subject to the terms and conditions and applicable diligence requirements of those service providers. VTBDex is not responsible or liable for any losses, fees, or damages incurred in connection with any such activities. If you have a dispute with any such service provider and/or your financial institution, you hereby release VTBDex, its affiliates, and other service providers, and each of our or their respective officers, directors, agents, joint venturers, service providers, employees, and representatives from any and all claims, demands, and damages (actual and consequential) of every kind and nature arising out of or in any way connected with such disputes.

Note that these Terms use the term “Digital Assets” to refer to VTBC, VTBT, EOS, Ethereum (ETH), or any other digital assets, cryptocurrencies, virtual currencies, or tokens that are available for exchange through the third-party service providers that VTBDex operates with.

No developer or entity involved in creating the VTBCommunity protocol will be liable for any claims or damages whatsoever associated with your use, inability to use, or your interaction with other users of, the VTBCommunity protocol, including any direct, indirect, incidental, special, exemplary, punitive or consequential damages, or loss of profits, cryptocurrencies, tokens, or anything else of value.

The above is a non-exhaustive list. Taking all of the above into consideration, prior to using VTBDex.com for cryptocurrency trading, you promise that you:

a) Are of an age of majority (at least 18 years of age), meet all eligibility and residency requirements, are fully able and legally competent to use VTBDex.com, and thus enter into an agreement with VTBDex – ensuring that in doing so you will not violate any other agreement to which you are a party;

b) Have the necessary and relevant experience and knowledge to deal with and manage cryptocurrencies and blockchain-based systems, with a full understanding of their frameworks and are aware of all the merits, risks, and any restrictions associated with cryptocurrencies and blockchain-based systems, being solely responsible for any evaluations based on such knowledge;

c) Are not a foreign or domestic politically exposed person (PEP);

d) Will not be using VTBDex.com for any illegal activity, including but not limited to, money laundering and the financing of terrorism.

Please note that all data analysis, projections, content, research, tools, and coin symbols are for educational and illustrative purposes only. They do not imply our recommendation or solicitation to buy or sell a particular asset or to engage in any particular investment strategy. Projections or other information regarding the likelihood of various investment outcomes are hypothetical in nature and do not reflect actual investment results or a guarantee of future results. You alone are responsible for evaluating the merits and risks associated with the use of cryptocurrency trading on VTBDex.com. We advise you, to the extent necessary, to consult an appropriate financial adviser, accountant, lawyer, or tax professional prior to engaging in cryptocurrency trading.

We strongly suggest that you take the time to make an informed decision on whether to engage in cryptocurrency transactions and reasonably allocate digital assets according to your own financial situation.

The terms used in this VTBDex Financial Risk Warning shall have the same meanings as in the VTBCommunity.org and VTBDex.com Terms & Conditions, except where stated otherwise.

Entire Agreement

The Terms of Use, our Privacy Policy, and terms of conditions for the registration of events constitute the sole and entire agreement between you and us concerning the Website(s) and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, concerning the Website(s).

Comments and Concerns

The Website(s) are operated by us. All other feedback, comments, requests for technical support, and other communications relating to the Website(s) should be directed to https://vtbcommunity.org/contact.